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To get your vehicle be insured, these days, considered vital to give extra length to the life of it. Therefore various companies offer insurance for almost all the vehicles. Car insurance is central among all vehicles. Insurance companies require minimum amount of your money to pace up with every day problems and maintenance expenditure your car requires. Suppose you meet an unwanted accident and your car is not insured yet, then you will have to pay the whole expenditure of it. If you had an insurance company involved in you would not have to take a small loan from a bank or a friend for that compensation. In order to put repair and other belonging expenditure to the care of a caretaker company such as insurance company is quite an activity of a healthy mind.

Not only has that but auto insurance reduced burden from the head that someone is seriously concerned to the health of your auto. Nowadays no body knows what will happen after few minutes. No body is secured at all. So how could a car be? Therefore insurance is of pivotal importance to be gotten as soon as possible. Sometimes driving on crossroads or overtook by another moving vehicle you may meet an accident or your car in parking lot has been scratched even though you have nothing to do with it. But your chief concern is the price fall of your auto or it will reduce the beauty of it. Therefore insurance is most important for ones own benefit.

Car insurance quotes are available online these days. You can simply sit behind a desk and by typing a few words internet web will take you to us, Resultantly we will give the best services within short span of time with all the best services available near you to get repaired your car. However, no matter how badly your car has been damaged that expenditure can shoot sky high still we are with you to help you out. We offer various insurance quotes according to the strength of your wallet. The selection belongs to you to make. Besides if the car has been damaged to such an extent that it hampers value of the car still you can have a difference making damage-value with us.

Nowadays, a great many auto insurance companies promise every thing but after the car has met with an accident they just fly off. In conditions like such do not forget our cheap car insurance suggestions.  All the quotes are formulated in accordance to suit your taste and affordability. If you are keen to get the car insured then rely on our online services. We promise less confess much and provide all the necessaries an insured car needs.

There can be any problem with the car of yours. Ours is the most reliable source to bear the expenditure of maintenance of your car. Your auto is as important as your own being. So is its health and maintenance. Other insurance companies may do not offer more options for your car. In other case if you are not the one who looks forward to get his car insured you really are at a great mistake that you will realize soon when your car needs repair. We as an important car and auto insurance company stay open 24/7 to serve you and your car at cheap rates.

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Honda Tops Top 10 List of Frequently Stolen Vehicles in Canada

Basing on the list compiled by the Insurance Bureau of Canada, the most frequently stolen vehicle in Canada comes from the stable of the producer of the high quality Acura CL bumper bracket, Honda.

Honda Civic is one of the most popular stolen vehicles in Canada for three years in a row specifically the 1999 and 2000 Honda Civic SiR 2-door.

The 2004 Subaru Impreza WRX/WRX STi 4-door hold the number one spot in terms of highest theft claims.

Aside from the two Honda models and the Subaru, three Dodge Caravans were also included on the top 10 list. Here are the Top 10 Stolen Vehicles in Canada:

1. 1999 Honda Civic SiR 2-door

2. 2000 Honda Civic SiR 2-door

3. 2004 Subaru Impreza WRX/WRX STi 4-door AWD

4. 1999 Acura Integra 2-door

5. 1994 Dodge/Plymouth Grand Caravan/Voyager

6. 1994 Dodge/Plymouth Grand Caravan/Voyager AWD

7. 1994 Dodge/Plymouth Caravan/Voyager

8. 1998 Acura Integra 2-door

9. 2000 Audi TT Quattro 2-door Coupe

10.1994 Dodge/Plymouth Shadow/Sundance 2-door Hatchback

Richard Dubin explained that the vehicles included in the list lacks an electronic immobilizer which is a special type of security device that shuts off once or more parts of the engine’s electrical system including the starter, ignition or fuel system. The device automatically disarms whenever an unauthorized security code is received in case there is an attempt to start the engine.

Mr. Dubin also added that the vehicles included in the top 10 stolen vehicles are also viewed as easy to sell for parts and to strip. “You’ve got cars like the (Acura) Integra, the (Audi) Quattro, the (Subaru) Impreza and the (Honda) Civic — these are cars that are sporty and desirable, so if they’re easy to steal they’re going to take them,” he said.

And of course if there is the list of the most frequently stolen vehicles in Canada there is also the list of the least stolen vehicles and this include the following vehicles:

1. 2003 Buick Le Sabre 4-door

2. 2003 Cadillac Deville 4-door

3. 2002 Ford/Mercury Crown Victoria/Grand Marquis 4-door

4. 2000 Saturn SW1 Wagon

5. 2000 Lincoln Continental 4-door

6. 2000 Volvo S70 4-door

7. 1998 Hyundai Accent 4-door

8. 1997 Buick Regal 4-door

9. 1996 Buick Park Avenue 4-door

10. 2001 Toyota Highlander 4-door 2WD

According to the Insurance Bureau of Canada’s website: “Car thieves have absolutely no regard for public safety and the rules of the road. Every year approximately 40 people die and 65 are injured as a direct result of auto theft. When it’s in the hands of a thief, a stolen car is like a loaded gun.”

The Insurance Bureau of Canada also said that the estimated additional auto theft costs on insurance premium for each policyholder is which will reach .2 billion per year once health care, court, policing, and other expenses are taken into consideration.

Taxi Fleet Insurance

Insurance Brokers who specialise in offering cover for individual taxi insurance are not necessarily the best placed to offer you expert advice and rates for your taxi fleet insurance.

A lot more fleet insurance companies are now willing to look at taxi fleets which is great news as the old fashioned stigmas associated with taxi fleets are fast disappearing which can only be good news for all involved in the taxi trade and fleet insurance market.

To find the best provider for your taxi fleet insurance it is advisable to source a company who specialise in any other type of fleet insurance, as this will be the important expertise which is applied to your taxi fleet insurance policy.

Some of the aspects for taxi fleet insurance which need to be considered are:

• The legal implications of carrying passengers for reward and hire
• Policies should ideally provide cover including legal liability for death or bodily injury to any person, including passengers
• Policies should also include damage to any other person’s property, including passengers
• Accidental damage to the vehicle
• Fire or theft of the vehicle
• Malicious damage to the vehicle
• Taxi fleet like other fleet insurance should cover when necessary a combination of vehicle types
• In the same sense it should also be able to cover a mixture of types of cover – fully comprehensive, third party etc.
• Ask about how much your excess is to avoid any nasty surprises at the time of a claim
• How much taxi experience is naturally very relevant, and you will need proof of this with the length of time a taxi driver has held their taxi badge with the local authorities
• Bear in mind that you can save a substantial amount of money by restricted driving on your taxi fleet insurance. The greatest savings are to be had if the taxi is restricted to one driver.

What is considered a taxi fleet varies from broker to broker a little, but the rule of thumb is normally three to five taxis and in some cases two.

Obviously running a taxi firm is challenging, time consuming and difficult at times, and it is important to have as much peace of mind as possible with your taxi fleet insurance. This way its one less thing to think about!
Ideally you will want to tick all the boxes and get yourself a cheap taxi fleet insurance, but be assured that all your requirements are covered.

Taxi fleet insurance can include private hire, public hire and contract hire taxis. You will want to consider additional public liability cover also.

One of the worst case scenarios will be in the case of an accident. You will need to feel reassured by your provider that the accident and claims procedure is on your side, and will be efficient and effective.

Choose a company who has a vast experience in dealing with taxi fleet insurance and knows exactly what you will need from your chosen fleet insurance broker. A good firm of fleet insurance specialists are more likely to be able to offer you a more competitive rate for your taxi fleet insurance.

Farmers Insurance Group of Companies and Zurich Financial Services displayed their new state-of-the-art Mobile Catastrophe Claims buses (MCC’s), and 10 of their fleet of 35 Customer Care Vehicles (CCV’s) in and around the New Orleans TPC golf course during the Zurich Classic, designed and built based on lessons learned from hurricanes Katrina and Rita. “The mobile units enable the Farmers’ Catastrophe Corps to respond immediately and effectively and are the center-point for handling claims and servicing customers,” explained Farmers CEO, Paul N. Hopkins. “The buses and customer care vehicles have the most state-of-the-art equipment available anywhere in the United States.” The Mobile Claims buses are 45 feet long and are built on a superior diesel platform. They are the only diesel powered buses in the insurance industry with built-in data satellite on top of the platform to service customers. They are also equipped with various advanced technology, such as built-in GPS navigation, security/safety system, noise-reduction generator, and in-motion satellite TV, which allows Command Center personnel to track inclement weather and urgent news reports when all other forms of communication are unavailable. Stationed at Farmers National Catastrophe Claims Center in Olathe, Kansas, they can be dispatched in a moment’s notice to any catastrophe in the contiguous United States.
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Outsourcing Medical Insurance Claim processing Services

If you are a medical practitioner, then you are perhaps well accustomed with the extra burden of filling up forms that are required for medical insurance claims. This may even shift your focus from your patients quite often. However, you now have a solution as you can outsource the whole lot of medical insurance claims processing services to companies who specialize in doing such works. Even you have a medical facility, hiring medical claims processing services that demands experienced and minute handling can help you save a lot of headache.

 

Going through the medical insurance claim processing service is a tedious job. The forms are usually filled with various technical terms that are hard to comprehend for a lay person. You will need to fill up these forms and enter medical and hospital expenditures. However, not filling the exact spaces may result in the rejection of your claim. It is a proven fact that most of the claims that are rejected every year are those pertaining to medical insurance. So, it is best to hand the job over to people who know the technical nitty-gritty. Rely Services is one such company that handles outsourced medical claim processing works.

 

As a doctor, it may not be possible for you to devote your time in carefully filling up the form with every details of your cost. Even if you do, chances are that you will be forced to neglect your patients who are of prime importance to you. Thus, outsourcing your medical insurance claims processing to other companies will mean that you can give enough time to your patients.

 

Outsourcing medical insurance claim processing will also mean that there will be lesser chance of a rejection; because the whole process of filling up the forms will be handled by professionals. All you have to do is to provide the details. The professionals at Rely Services know how to handle the claims processing and can take away your extra burden by doing the job at an affordable cost.

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Direct Insurance in South Africa

The trend towards direct insurance has certainly taken off in significant fashion, and insurance companies like Dial Direct Insurance have been taking good advantage with their innovative approach to the insurance market and the insurance consumer in the street. The idea behind direct insurance is that costs can be cut and administrative red tape eliminated, or at least reduced, by cutting out the network of brokers when buying insurance. No longer is it necessary for insurance clients to deal with third party brokers who act as go-betweens between the insurance service providers and administrators and the consumers. Direct insurance removes this middle man element and allows the two entities to communicate directly.

Dial Direct is a leader in the South African direct insurance market. It has a 10-year long track record and is underwritten by its holding company in the UK, allowing it to ensure customers of a solid financial foundation for their insurance policies, which is a great source of peace of mind. Dial Direct South Africa uses advanced call centre technology and highly trained operators to allow customers to simply call in and arrange all their insurance needs, quickly and with a minimum of fuss. There aren’t even any forms to be filled in. Alternatively, prospective clients can go to the Dial Direct web site and apply for insurance online, with the same quick turnaround times and professional, personalized service. Everything is streamlined to make acquiring insurance as simple and trouble-free as possible.

Because there are no brokers, there are no brokers’ commissions and fees to be paid, and these savings are passed on to customers in the form of lower premiums, lower excesses and cash back bonuses for not having to claim on insurance cover over a given period of time. Claims are also paid within a shorter time and claims processing is speeded up and the administrative overhead is lower – a further source of efficiency and cost savings.

This type of direct insurance is offered across the board – in terms of short term insurance at least. There is household insurance, which includes buildings; motor vehicle insurance, including leisure vehicles like caravans and water craft; business insurance; and insurance for professionals and practitioners. These include standard out the box product packages as well as tailored insurance solutions.

With the ease and convenience, and above all the cost savings, that direct insurance offers, it’s no wonder that it is proving so hugely popular.

Car Insurance – How to Compare Rates From Multiple Companies Instantly

The reason we compare car insurance quotes from multiple car insurance companies is to make sure we‘re getting the best rates possible. Of course nobody wants to pay more money than they have to, but in the other hand we also want to make sure that our car insurance company is going to respond quickly and fairly in case of an accident.

What is unknown to many is that there is not one single car insurance company that is cheaper than others. One particular car insurance company can be the cheapest for one person but the most expensive for another. Each car insurance company has a certain category of drivers they want to insure. If you fit their category they will offer you a cheap rate, if you don’t, they will offer you an expensive rate. That is their way of filtering the people they want and do not want to insure. That is the reason we need to compare insurance rates from multiple car insurance companies, to find out which company will offer us the cheapest rate. The key is to find the company that offers the cheapest rate for you, but of course, it is important to compare rates from quality companies only.

There are many quality car insurance companies out there; however, some of those quality companies also have a high price to go along with them. How do we find a quality company for a cheap price? That, my friend, is the key question.

The traditional method of shopping for car insurance is to call around which we all know can be a long process. Another drawback of shopping for car insurance by phone is the probability of getting caught with the old “bait and hook” trick. That is when someone gives you a low quote by phone and hikes it up on you when you go into their office to purchase the car insurance policy.

In today’s world, luckily, we have the internet. The internet makes life a lot easier for all of us. Using the internet, we can shop for many types of things we may need which include shopping for car insurance.

Shopping for car insurance online is the best way to compare rates from multiple car insurance companies. Online, you can also read about a company’s history and make sure they’re a quality company. Most companies offer instant online car insurance quotes thorough their websites which makes obtaining car insurance quotes a lot easier than the traditional method of shopping by phone. Better yet, there are some websites that offer online car insurance quotes from multiple companies with one simple process. You can even purchase your car insurance online if you like the price. One such website is OnlineAutoInsurance.com. There, you can obtain quotes from quality companies such as Progressive, AIG, Infinity, GMAC, Bristol West, and several more. All with one simple process!

Business Insurance Tips To Make You Feel More Comfortable

Insurance is on of those necessary evils. You do not think about it until you need it or it is time to buy or renew it. So it is with business insurance. Let’s take a look at a few tips on things to consider when shopping for insurance for your business.

When you are looking at getting business insurance the first step is to shop around for the best deal. There are many brokers, or agents, around that offer insurance for your type of business. Many even represent the same company yet pricing is completely different. Know what you getting and if you are comparing apples to apples.

Question the broker on his knowledge in your type of business or the industry your business is in to be sure you will getting adequate coverage for your needs.

When you find the business insurer for you make sure the are financially in good shape before getting started. You can check on consumer reports, or the better business bureau, to see how good they do in taking care of the clients they have now.

The higher the deductible you choose the less you will pay for a policy. If you need to file a claim make sure you have sufficient funds.

A package policy is very good for small businesses, such as a business owner policy, not just for you your self. It will help with liability for small business insurance.

When speaking to your broker make sure you go over everything from fire protection, changes in your business like expansion, or if one of your employees get hurt on the job. If you are in a place that has natural disasters ask about how you would be covered.

Always make sure you feel comfortable talking to your broker.

A deductible budget is good rather than going uninsured and exposing your business on being uninsured.

Before you sign on the dotted line make sure you have the right business liability insurance.

A conscientious business insurance broker will shop around for risks among carriers in the market place for you. You have to make sure that the broker is there to take care of you and your employees, and make sure that if any thing should happen you know that you are covered.

Most of this is common sense. You have a business to run and are an expert in what you do. You should expect the same from the agent or broker when it comes to the business insurance they offer you.

www.lifeguide4you.com/insurance-guide/ Commercial Business Insurance Of course the insurance is very different from making profit or sustaining loss, and it should be realized by business owner. Providing time and energy to compare some policies may save great amount of money in business. The market grows slowly nowadays and it makes the rates of economy insurance decreased to gain market shares. The following points will reduce your premium: 1) Around three months by the time of renewal date, you have to gather your policies and take time to compare different insurance brokers. Being loyal to your broker is not the wrong way, but you are suggested to compare at least two agents every year. 2) When you use one commercial insurance company for some different policies, you may get advantage in the form of multi-policy discount. As a result you may make great saving. (after comparing different companies) 3) It is suggested to ask the insurance agents whether they represent more than one commercial insurance company when you choose independent agents. The agents should be the representative of some insurance companies so that you may be free to choose the appropriate quotes. 4) You should have the appointment with the agent to describe the exact needs of your company in various situations (providing your current policy in the declaration pages is not enough). The payment to insurance company is only for things that you need and it is a great mistake to pay anything you dont …
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Dangers of Lending Your Car – Insurance Claims Advice for You

 

Insurance claims advice, came to me too late one sunny afternoon. I had just received a call from a friend, who had borrowed my pick up truck. They had been involved in an accident.

Once I found out they were OK, I was not sure what to do next. My friend did not want me to report it, after all, there was no one else involved. She was going to fast and lost control and now it is wrecked. She wanted to pay for it.

Luckily it was an older truck worth about 2500 dollars, but I said I am sure I need to report this.. I asked my insurance agent for some insurance claims advice. She told me, that if the police or any emergency help have been to the scene then it has a paper trail somewhere.

Yes police had been there, a neighbor had called them. But she tried to tell me there was no police report. That was because it was in my name not hers. She was not charged with anything, and I have no collision coverage on this truck. Liability only. So, I asked her to talk to her insurance company, which she did. That is when I got a crash course in insurance rules.

Her insurance only has to cover her injuries. They are not on the hook for any other parts of this accident. YOU are. So, luckily, the contents of the pickup truck narrowly missed some cows and the road was not damaged, just the truck. Otherwise my insurance would have to pay for property damage.

So, keep in mind that when you lend your car, it is as if you are driving, you are also lending your car insurance. My rate went up simply because there had been a police report.

So, before you hand over the keys, get some insurance claims advice. Read that fine print, and then just say “sorry my insurance won’t let me lend out the car, but I can drive you to where you want to go”. That is the best answer to a neighbor wanting to borrow your car. Even if they say they are insured, they obviously don’t understand the implications.

Its about money….Big Money! You are not in “Good Hands” talking to an insurance adjuster unless you prepare yourself. Best Lawyer in America Rated accident attorney Richard Serpe gives TOP THREE RULES you must know, and links to a ten step guide you can download at www.serpefirm.com! Protect yourself TODAY.

UK Motorcycle Insurance 2010- Market Research Reports On Aarkstore Enterprise

Introduction

The report examines key distribution trends taking place in the motorcycle insurance market and offers insight into the advertising strategies of the top motorcycle insurance distributors. It also analyses which underwriters are leading the way in this market and forecasts what the future holds for the sector over the next four years.

Scope

*Analysis of market size and the drivers behind recent developments.

*Insight into the main competitive developments taking place in the UK motorcycle insurance market.

*GWP forecasts to 2014, based on  in-house expertise and proprietary model.

Highlights

In 2008, total advertising spend on motorcycle insurance fell by a significant 60.0% to £323,985 from £810,683 in 2007. It is likely that the recession was a significant driver behind many firms’ decisions to reduce their spending on marketing that year in a bid to decrease expenses.

Industry executives stated that the popularity of aggregators had peaked in 2009, with the recession driving many consumers onto price comparison sites in a bid to generate cost savings. One industry executive interviewed by claimed that as much as 40% of new business sales were being delivered through aggregators in 2009.

Under  base case scenario it is assumed that the tough market conditions in 2009 led to a decline of 3.2% in policies-in-force due to a reduction in penetration rates. However, 2010 will see a return to growth in policy numbers as recreational motorcyclists return to the market.

Reasons to Purchase

*Benchmark your performance against that of your competitors.

*Plan your future motorcycle insurance strategy using Datamonitor’s market size forecasts.

*Keep abreast with the latest competitor developments taking place in the market.

Table of Contents :

“Overview 1
Catalyst 1
Summary 1
EXECUTIVE SUMMARY 2
Aggregators are causing a stir in the motorcycle insurance market 2
The top three aggregators are pushing motorcycle insurance sales on their sites 2
Aggregators are diminishing traditional motorcycle broker brands 2
Groupama is growing its share rapidly in a market estimated to be worth £176m in 2009 2
The market remains attractive though pillion passenger claims represent a risk to profitability 2
Groupama has been making a big play in the market 3
The return of the ‘recreational biker’ is central to the market achieving growth 3
Table of Contents 4
Table of figures 5
Table of tables 6
MARKET CONTEXT 7
Introduction 7
The motorcycle insurance market has attractive profit margins 7
GWP contracted in 2009 as a result of the recession and strong competitive pressures in the market 7
Aggregators are bringing dynamic changes to the market 7
There are good margins to be had in the motorcycle insurance business 8
The total motorcycle parc has continued to increase, though new registrations have declined significantly 9
The number of registered motorcycles has been steadily increasing in Great Britain 9
New motorcycle registrations fell by 9.0% in Great Britain in 2009 10
Powerbikes continue to dominate the UK motorcycle parc, which is continuing to age 12
More than half of motorcycles in Great Britain were first registered more than six years ago 12
The number of motorcycles with engine sizes above 1,000cc have increased significantly in Great Britain 14
Powerbikes comprise half of the top 10 models of motorcycles sold in the UK 16
Improvements in road safety are positively impacting claims costs for insurers 17
Greater awareness of road safety issues has resulted in a decline in the number of motorcycle casualties 17
The risk of death or serious injury remains considerably higher for motorcyclists than other road users 19
Claims frequency fell in the UK motorcycle market in 2008 21
Claims costs relating to theft have been reduced significantly in 2008 22
COMPETITIVE DYNAMICS 25
Introduction 25
Carole Nash has launched a policy covering cars and motorcycles 25
Carole Nash introduced a new product that covers cars as well as motorcycles, and took over the Harley Davidson Insurance Scheme 25
Saga launched a motorcycle insurance product for the over-50s 25
Brokers continue to dominate the distribution of motorcycle insurance, although aggregators are emerging as a powerful force 26
Carole Nash, Bennetts and Devitt are the largest distributors of motorcycle insurance in the UK 26
Most aggregators offer comparison services for motorcycle insurance 27
Groupama has made a big play in the market in recent years 27
Five of the top 10 witnessed their premium income contract in the motorcycle insurance market 27
Market leader Equity Red Star continued to witness a contraction in its motorcycle GWP 27
AXA’s premium income declined by 11.7% to £13.6m 27
HSBC and QBE witnessed substantial falls in their premium income 27
RSA experienced a 1.3% fall in its premium income 28
Three of the top 10 witnessed growth in their motorcycle books of business in 2008 28
Aviva and Groupama experienced double-digit growth in 2008 28
RBS experienced modest growth in its motorcycle business during 2008 28
Advertising spending on motorcycle insurance has fallen considerably since 2006 31
Competitors spent less of their advertising budgets on direct mail in 2008 31
Bennetts significantly reduced its marketing spend on motorcycle insurance in H1 2009 32
Devitt was the only motorcycle insurance advertiser to spend a proportion of its budget on direct mail advertising 34
FUTURE DECODED 37
Introduction 37
Base case: moderate increases in price will lead to the market reaching £204.2m in GWP by 2014 37
Underlying increases in the motorcycle parc and increases to price will result in moderate growth in GWP 37
GWP is forecast to grow at a CAGR of 2.9% between 2010 and 2014 39
Best case: strong price increases will drive GWP growth in the market 40
Underwriters will achieve strong rate rises as competitive pressures ease in the market 40
Strong rate increases will drive GWP upwards to £251.7m by 2014 42
Worst case: GWP growth remains subdued after experiencing a significant fall in 2009 43
Policies-in-force are expected to increase by an average annual rate of 3% between 2010 and 2014 43
Motorcycle GWP is forecast to recover slowly under the worst case scenario 45
APPENDIX 47
Definitions 47
Premium income measures 47
Earned premiums 47
Gross Premium 47
Net Premium 47
Written premiums 47
Other definitions 47
Channel 47
Direct insurer/writer 47
Brokers 47
Bancassurers 47
Brandassurers 48
Platform 48
Further reading 48
Ask the analyst 48
consulting 48
Disclaimer 48
List of Tables
Table 1: UK motorcycle GWP, 2005-09 (£000) 8
Table 2: Motorcycle and total vehicle parc in Great Britain, 2002-09 (000s) 10
Table 3: Total number of new motorcycle registrations in Great Britain, 2002-09 (000s) 12
Table 4: Motorcycle parc by age of first registration, 1999-2008 (000s) 14
Table 5: Motorcycle parc in Great Britain by engine size, 1999-2008 (000s) 16
Table 6: Top 10 motorcycle models in the UK, 2008 17
Table 7: Road traffic casualties in Great Britain, 2001-08 19
Table 8: Reported road casualties in Great Britain: relative risk of different forms of transport, 2008 (Rate per billion km) 21
Table 9: Volume and frequency of motorcycle claims in the UK, 2004-08 22
Table 10: Motorcycle theft claims statistics, 2004-08 24
Table 11: Vehicle related theft offences, 1981-2008/09 (000s) 24
Table 12: The top 10 UK motorcycle insurers by market share, 2005-08 30
Table 13: The top 10 UK motorcycle insurers by GWP, 2005-08 (£000s) 31
Table 14: UK motorcycle advertising spend by media, 2006-08 (£) 32
Table 15: Advertising spend by competitor, 2006 to H1 2009, (£) 34
Table 16: Motorcycle insurance advertising spend by competitor and media, H1 2009 36
Table 17: Base case: key variables affecting motorcycle insurance GWP, 2010-14 39
Table 18: Base case: forecast of UK motorcycle GWP, 2010-14f 40
Table 19: Best case: key variables affecting motorcycle insurance GWP, 2010-14 42
Table 20: Best case: forecast of UK motorcycle GWP, 2010-14f (£000) 43
Table 21: Worst case: key variables affecting motorcycle insurance GWP, 2010-14 45
Table 22: Worst case: forecast of UK motorcycle GWP, 2010-14f (£000) 46
List of Figures
Figure 1: GWP contracted in the market in 2009 as a result of strong competitive pressures and fewer motorcycle sales 8
Figure 2: There are clear margin benefits from playing in the niche motorcycle market 9
Figure 3: The number of registered motorcycles in Great Britain reached 1.4 million in 2009 10
Figure 4: New registrations of motorcycles fell significantly in Great Britain in 2009 11
Figure 5: Most motorcycles in the British motorcycle parc were first registered between six and 13 years ago 13
Figure 6: Powerful motorbikes are increasing as a proportion of the total motorcycle parc in Great Britain 15
Figure 7: The number of motorcycle casualties have declined significantly since 2001 18
Figure 8: Motorcyclists are more likely to be involved in serious accidents compared to other types of road users 20
Figure 9: The total number of motorcycle claims notified to insurers fell in 2008 22
Figure 10: Motorcycle theft claims costs continued to fall in 2008 23
Figure 11: Saga launched a motorcycle insurance policy for the over-50s 26
Figure 12: Equity Red Star held a significant share in the UK motorcycle insurance market 29
Figure 13: Competitors have been spending significantly less on advertisin

For more information please visit :

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